What does auto insurance cover?

At the very least, you need the coverage required by your state to register and operate a vehicle. In addition, you should consider purchasing enough coverage to protect your assets and ensure that you can be financially responsible if you injure someone in an accident. You may also want the added coverage of a Personal Umbrella Policy (Excess Liability) depending on your assets and need for coverage. Because your individual needs determine what insurance coverage is right for you, we suggest that you talk to your insurance company about your individual auto insurance needs.

• Bodily Injury
• Property Damage
• Uninsured Motorist
• Underinsured Motorist
• Medical, No-fault or Personal Injury Coverage
• Collision
• Comprehensive